Can you remember what you were doing in 1994?

In the UK, it was the year that Tony Blair was elected Labour leader, the Channel Tunnel opened and the first National Lottery draw took place.

I noted some interesting comments in a Lloyds Bank Press Release issued last month.

It revealed that so-called Second Steppers believe it is harder to move up the property ladder than it is to get on it in the first place.

I was greatly amused by a recent posting on the BBC News website.

A newly built house in Langley Mill, Derbyshire, has been constructed immediately behind a bus stop and shelter. And I do mean ‘immediately behind’ to the extent that you cannot access the front door without climbing over the fence!

I read with interest a recent report from mortgage monitor Moneyfacts which confirmed there have been 15 months of consecutive increases in residential mortgages and that there are now over 4,500 different mortgage options available to home buyers in the UK.

I noted that while there were a number of things from the Conservative manifesto that were omitted from the recent Queen’s Speech, one item slipped through that could have significant impact on the way we buy and sell houses in the UK.